Caucus News

SPRINGFIELD ─ State Senator Ram Villivalam is leading the charge with a measure aimed at regulating auto insurance premiums in Illinois.

“Our wallets are hurting as the cost of living rises – and there are no commonsense guardrails on dramatic auto insurance rates, leaving many residents scrambling to pay for extra, unexpected bill increases,” said Villivalam (D-Chicago). “It’s time we hold multi-million dollar companies accountable and ensure that required auto insurance is affordable for residents across the state.”

According to Insurify, the average Illinois driver saw an 18% increase in premiums costs for full-coverage auto insurance between 2023 and 2024, while the national average is estimated to be 11.3% ─ almost 7% lower.

SPRINGFIELD — Continuing her work to protect consumers, State Senator Rachel Ventura is leading a measure that would prevent retailers from requiring consumers to accept store credit instead of a refund.

“Illinois consumers shouldn’t be forced into store credit when they return an unused product,” said Ventura (D-Joliet). “If a retailer accepts a return, customers deserve the option to receive their money back. This measure protects working families, increases transparency and helps ensure businesses treat consumers fairly.”

House Bill 4044 would prohibit retail establishments from limiting refunds on returns of unopened or unused consumer products to store credit. Instead, retailers would be required to offer another form of refund, such as cash or reimbursement to the original payment method. Under the measure, consumers returning eligible unused products would have the right to receive a refund through the original payment method or another non-store-credit option.

SPRINGFIELD – As ticket-buying becomes more competitive, State Senator Steve Stadelman is working to strengthen consumer protections in the ticket sales marketplace, prevent the use of bots from buying up tickets and crack down on deceptive online purchasing practices.

“Fans should have a fair shot at buying tickets at the advertised price without competing against bots or being misled by deceptive sellers,” said Stadelman (D-Rockford). “This legislation increases transparency and helps protect consumers from unfair practices in the ticket marketplace.”

As artificial intelligence proliferates in the ticket sales marketplace, consumers are increasingly forced to compete against automated bots that bypass ticket limits, deceptive resale websites that appear to be officially affiliated with artists or venues, and hidden ticket inventory that is withheld from public sale without disclosure. Existing federal protections address some of these issues, but gaps in enforcement and transparency continue to frustrate consumers when attempting to purchase event tickets.

SPRINGFIELD - A measure sponsored by State Senator Rachel Ventura that would require companies to disclose when they’re using AI chatbots and not a human to talk with consumers passed the Senate Executive Committee Wednesday.

“We’ve all experienced it before. You call a company for help, and the next thing you know, you’re frustrated by the lack of answers – only to realize minutes later you’re talking to a chatbot rather than a real person,” said Ventura (D-Joliet). “People deserve to know whether they are communicating with a human or an AI system from the very beginning of an interaction.”

Senate Bill 317 would require any person or company using a conversational artificial intelligence system in a chat interface to communicate with a consumer during trade or commerce to provide the consumer with a clear and conspicuous disclosure at the beginning of the interaction that the consumer is communicating with an automated system and not with a human.

SPRINGFIELD – As the use of artificial intelligence and biometric systems permeates sectors, including education, State Senator Karina Villa advanced a measure to protect students' sensitive information.

“In a digital age, we must do everything we can to protect children’s sensitive information, especially in school settings,” said Villa (D-West Chicago). “The use of biometric systems in schools opens the door for the misuse of data or a potential breach. Students and their families deserve to know that their information is secure.”

SPRINGFIELD – According to the Centers for Disease Control and Prevention, suicide was the second leading cause of death among people ages 10-14 and 25-34 in the United States, underscoring growing concerns about the role online platforms and AI systems can play in vulnerable users’ mental health crises. To increase protections aimed at preventing self-harm, State Senator Laura Ellman advanced legislation to establish safety standards for artificial intelligence companion chatbots, including sexually explicit interactions with minors.

“As artificial intelligence becomes more personal and conversational, we have a responsibility to ensure these systems are not exploiting vulnerability or putting users, especially young people, in harm’s way,” said Ellman (D-Naperville). “AI companions are being marketed as emotional supports and trusted confidants, but without safeguards, these systems can reinforce dangerous behavior or fail to intervene during moments of crisis.”

SPRINGFIELD — To expand access to dental care, State Senator Michael E. Hastings is carrying legislation designed to ensure patients can access virtual dental care safely while maintaining strong professional standards.

“Whether it is because of a disability or lack of access to transportation, people often struggle to make it to the dentist as much as they should,” said Hastings (D-Frankfort). “While it may seem harmless early on, missing out on routine dental work can lead to costly emergency room visits down the road.”

SPRINGFIELD – More people who live near O’Hare and Midway could soon be eligible for sound insulation programs through legislation led by State Senator Laura Murphy.

“With the ongoing expansion and upgrades at O’Hare Airport, we must be proactive in adjusting to the traffic this expansion will bring,” said Murphy (D-Des Plaines). “Increased air traffic means increased noise, so this legislation recognizes that we should be providing insulation to any new households that need it.”

Murphy’s Senate Bill 4041 would require O’Hare and Midway airports to conduct studies every five years on eligibility for residential sound insulation programs. The studies would use modern modeling techniques to collect data, aiming to ensure every household exposed to excessive noise from the airports is eligible for sound insulation assistance.