Welcome to the Illinois Senate Democratic Caucus

Lightford takes on women’s health care gaps

SPRINGFIELD – Senate Majority Leader Kimberly A. Lightford is taking on women's health care gaps — having led newly signed legislation to expand menopause treatment access and crack down on workplace discrimination against those dealing with related conditions.

“Illinois should be a leader in caring for women going through perimenopause and menopause — and that means removing the obstacles that have held too many back from getting help,” said Lightford (D-Maywood). “Requiring private insurance to cover these evaluations and treatments will make care more affordable and help prevent serious long-term health issues.”

Under previous law, Illinois required insurance coverage for FDA-approved menopause treatment to ensure a person’s income does not obstruct them from receiving sufficient care. Lightford’s new law will broaden coverage requirements, mandating private health plans in the state cover the medically necessary evaluation and treatment of menopause and perimenopause conditions, including hormone conditions and medications.

Read more: Lightford takes on women’s health care gaps

Domestic violence survivors have stronger protections under Johnson’s law

SPRINGFIELD – State Senator Adriane Johnson’s new law uplifts domestic violence survivors, addresses emerging forms of digital abuse and expands access to legal protections.

“Our laws must evolve to reflect the realities of the digital era and the way that technology can be used against domestic violence survivors,” said Johnson (D-Buffalo Grove). “Survivors deserve laws that prioritize their safety, privacy and peace of mind. We do this by strengthening our laws to ensure that survivors are protected from threats, stalking and intimidation in all forms including digital harassment.”

Senate Bill 3020 updates the state’s criminal laws to better reflect the ways abuse can occur in the digital age and ensures survivors have greater access to court protections. Johnson’s law expands the definition of harassment to include conduct such as electronic tracking, doxing and the nonconsensual creation or dissemination of digitally altered sexual images and other harmful online content.

Read more: Domestic violence survivors have stronger protections under Johnson’s law

Hastings landmark insurance reform signed into law

SPRINGFIELD — Capping off years of advocacy and negotiations, State Senator Michael E. Hastings championed a law that will protect Illinois homeowners from unfair rate hikes similar to those endured in the last few years.

“For too long Illinoisans have been hit with rate increases that far outpace inflation and wage growth,” said Hastings (D-Frankfort). “From just 2021 to 2024, homeowners insurance costs in Illinois surged by nearly 50 percent, adding almost $1,000 a year to a typical family’s expenses.”

Read more: Hastings landmark insurance reform signed into law

Villivalam law sets guardrails on auto insurance rate increases

SPRINGFIELD ─ State Senator Ram Villivalam spearheaded a new law that regulates auto insurance premiums in Illinois.

“Auto insurance are one of the most costly bills a consumer can pay – but people who rely on their car to get them to work, school and appointments can’t simply go without coverage,” said Villivalam (D-Chicago). “It’s time we hold auto insurers accountable and implement policies that prevent unpredictable premium increases on working-class families.”

According to Insurify, the average Illinois driver saw an 18% increase in premiums costs for full-coverage auto insurance between 2023 and 2024, while the national average is estimated to be 11.3% ─ almost 7% lower.
To ensure a fair and affordable auto insurance marketplace for Illinoisans, the law provides transparency and accountability as it relates to premium increases through a clear framework, oversight from the Illinois Department of Insurance and expanded options for residents over age 55 to reduce insurance premium costs.

Specifically, the law prohibits companies from increasing premiums by more than 10% without first notifying the consumer 30 days prior to renewal. It also prohibits auto insurance premiums from being excessive, inadequate or unfairly discriminatory and creates a determination hearing process through the Department of Insurance if it finds rates are excessive, inadequate or unfairly discriminatory.

Additionally, the law secures a path to relief for residents over age 55 by allowing the Illinois Secretary of State to find a course that meets or exceeds the standards of the National Safety Council's Defensive Driving Course's four-hour classroom safety instruction program so residents see reduced premium costs upon completion of the course.

“For years, Illinois drivers have been forced to accept steep insurance rate increases with virtually no oversight and no recourse,” Giannoulias said. “Today, that changes – and it’s because thousands of Illinoisans spoke out, shared their stories and demanded a fairer system. This law puts consumers first by giving Illinois the authority to challenge excessive rate hikes – increasing transparency in the insurance marketplace and ensuring drivers are no longer left paying the price.”

“By regulating auto insurance rate increases, we are ensuring affordable, accessible transportation options for our neighbors while we combat the increasing cost of living,” said Villivalam.

Senate Bill 714 was signed into law Tuesday and takes effect July 1, 2027.