Gillespie works to protect homebuyers from predatory contracts
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SPRINGFIELD — For people purchasing a home, an upfront cash payment from a real estate agency in exchange for signing a contract seems harmless. What these homebuyers may not realize is this signed agreement can lead to added costs and barriers when they try to sell their home in the future. This type of predatory contract is what State Senator Ann Gillespie is working to prevent in Illinois.
“People deserve transparency and control when it comes to making decisions about large purchases,” said Gillespie (D-Arlington Heights). “Buying a house is an investment, and homeowners should not be deceived or steered toward contracts without understanding the full terms.”
Non-Titled Recorded Agreements for Personal Services, known as NTRAPS, are contracts between a service provider — such as a real estate firm — and a homeowner in which the homeowner is offered a small amount of money in exchange for signing an agreement for future services. These long-term agreements are recorded within property records, giving the service provider the right to list the property for future sale. Homeowners who later try to sell their property outside of this agreement or transfer the title can face costly penalties.
Read more: Gillespie works to protect homebuyers from predatory contracts
Hastings champions legislation to expand insurance coverage for medically recommended infertility treatments
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SPRINGFIELD – Illinois is one step closer to having a law on the books to help guarantee insurance coverage for medically prescribed infertility treatments, thanks to State Senator Michael E. Hastings.
“My daughter was born via in vitro fertilization, so this initiative is near and dear to my heart,” said Hastings (D-Frankfort). “Unfortunately I know firsthand the heartbreak and stress that families and individuals face due to infertility complications. It is problematic that the health care system is set up in a way that insurance companies can trump the treatment plan recommended by your physician.”
Hastings spearheaded Senate Bill 2639 in response to a constituent whose physician had recommended that they seek in vitro fertilization treatment. However, when the constituent tried to access IVF care, they were told by their insurance provider that they had to complete other procedures before it would be covered by their insurance company, even with the recommendation of their licensed physician.
Villanueva champions measure to make college transfer process easier
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SPRINGFIELD —State Senator Celina Villanueva championed a measure to make the college transfer process easier and more equitable by waving certain admissions fees.
“Equitable access to education is of the upmost importance, and students in their final semester should have the opportunity to transfer without the burden of application fees,” said Villanueva (D-Chicago). “It is our responsibility to ensure every student’s transition into higher education is seamless and fair.”
Senate Bill 3081 would require public universities to waive admission application fees for a student transferring from an Illinois public community college if the transferring student is enrolled in the last semester of a degree program and is on schedule to graduate with a degree.
Read more: Villanueva champions measure to make college transfer process easier
Harris champions initiative to provide hope to individuals fighting hair loss conditions
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SPRINGFIELD – State Senator Napoleon Harris, III passed a measure inspired by constituent concerns for individuals fighting cancer who were unable to afford a hair prosthesis on Friday.
“Individuals who are experiencing hair loss due to alopecia, chemotherapy or radiation have had endless hurdles to overcome,” said Harris (D-Harvey). “Standardizing medical insurance for wigs and other scalp prostheses will help alleviate some unnecessary stress and remove financial barriers to help provide individuals with some sense of normalcy.”
Senate Bill 2573 would require insurance plans to provide coverage for wigs or other scalp prostheses for individuals experiencing hair loss due to alopecia, chemotherapy or radiation treatment for cancer or other conditions.
Read more: Harris champions initiative to provide hope to individuals fighting hair loss conditions
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