SPRINGFIELD – In a victory for mobile home owners across Illinois, two measures proposed by State Senator Laura Murphy (D-Des Plaines) to increase transparency for mobile home buyers and improve conditions in mobile home parks have both passed the Senate.

“Every homeowner deserves to know the terms of their loan agreement and to be able to depend on a basic standard of living—that includes mobile home owners,” Murphy said. “These initiatives set the bar, ensuring residents of mobile home parks have the same protections as any other Illinoisan.”

A loan for a mobile home located in a mobile home park is different from a mortgage: Mobile homes are assessed and taxed as personal property rather than real estate, interest rates are often much higher than those for typical home loans, and refinancing options are limited. To ensure residents are well informed when purchasing a mobile home, Senate Bill 1779 would require lenders to disclose these differences to prospective mobile home buyers.

Murphy has also introduced Senate Bill 1780, which calls for the owner of a mobile home park to provide water to residents if the normal water supply has been disrupted for more than three days, unless the disruption is due to circumstances beyond the owner’s control. Murphy was inspired to introduce the legislation after a weeklong water shortage in 2019 at the Blackhawk Estates mobile home park in unincorporated Des Plaines, which left residents unable to shower, do laundry or wash dishes.

“Financial transparency and clean water access are basic rights,” Murphy said. “It’s past time we step up and defend Illinois’ mobile home owners from exploitation.”

Senate Bills 1779 and 1780 passed the Senate and now head to the House.