Fine increases consumer protection from denied insurance claims

SPRINGFIELD – To increase transparency in health care plans and enhance consumer protections, State Senator Laura Fine advanced legislation that would clarify when an individual is able to challenge an insurance company’s decision to deny a claim.

“Those seeking necessary medical treatments, including those who already received a service, may be surprised when their health insurance refuses to pay for it,” said Fine (D-Glenview). “Current standards for reviewing health care services and procedures may inaccurately and unfairly penalize patients, which can delay access to essential services.”

Health insurance providers may deny coverage or refuse to pay for a service, which is known as an adverse benefit determination. However, consumers are able to request an external review of this denial to evaluate its appropriateness. House Bill 2472 would clarify when a consumer can appeal a denial of benefits or request an external review.

“This legislation outlines a path to ensure consumers have access to affordable healthcare,” said Fine.

House Bill 2472 passed the Senate on Wednesday and heads to the Governor’s desk.

Johnson advances measure to ensure housing resources for students

SPRINGFIELD – State Senator Adriane Johnson is leading a measure to ensure students have the housing and resources they need to succeed.

“When students don’t have adequate shelter and transportation, it affects their learning ability,” said Johnson (D- Buffalo Grove). “Expanding the Education of Homeless Child and Youth State Grant Program will allow schools to better serve the individual and differing needs of their unhoused student populations.”

House Bill 5407 would expand the uses for funds received by school districts from the Education of Homeless Children and Youth State Grant Program. If enacted, school districts would be permitted to use grant funding for rental assistance, transportation, emergency shelter assistance, case management services, and other housing strategies. The Illinois State Board of Education reported 58,498 students experienced homelessness during the 2022-2023 school year.

Read more: Johnson advances measure to ensure housing resources for students

Murphy measure would stand against predatory extended warranty scams

SPRINGFIELD – To address extended warranty fraud, State Senator Laura Murphy advanced a measure that would enable vehicle dealers to file suit against scammers that use their intellectual property to deceive consumers.

“Consumers deserve transparency and honesty, but aftermarket sellers often engage in deceitful practices to push unnecessary and overpriced plans,” said Murphy (D-Des Plaines). “Through this legislation, we are laying out a way for automobile dealers whose likeness is used to deceive consumers to try to mend their damaged reputations.”

Extended warranty scams have become common in recent years. Frequently, fraudulent letters are marketed to look like they come from an official or authorized source, rather than an aftermarket extended services plan.

Read more: Murphy measure would stand against predatory extended warranty scams

Toro, Guzzardi legislation stands against discrimination in the workplace

SPRINGFIELD — To safeguard working moms, caregivers and others from being overlooked in hiring decisions because of their responsibilities outside of work, State Senator Natalie Toro is championing legislation aimed at prohibiting employer discrimination based on family obligations.

“It is extremely unfair for employers to decide that someone cannot fulfill their duties because they have family obligations, with no proof that this has or would interfere with their capability to be a good employee,” said Toro (D-Chicago). “This gap in the Human Rights Act has allowed many Illinoisans to miss out on major career opportunities because of employers’ biases, and it is long past time to take a stand against these labor practices.” 

Read more: Toro, Guzzardi legislation stands against discrimination in the workplace