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Cunningham’s identity theft protection bill becomes law

Sen. Bill CunninghamSPRINGFIELD – Illinois residents will no longer have to pay a fee to protect their identity when freezing their credit thanks to legislation that was signed into law today.

House Bill 4095 is an initiative of Attorney General Lisa Madigan and State Senator Bill Cunningham, a Democrat representing Chicago and the Southwest Suburbs.

The new law will bar credit reporting agencies from charging consumers a fee to place or lift a freeze on their credit report, and gives consumers the ability to do so electronically or over the phone instead of by certified mail.



“This law guarantees that consumers will not have to pay a fee to protect their credit after a credit agency jeopardizes their personal information,” Cunningham said. “By updating the law to allow consumers to place or lift a credit freeze electronically or over the phone, the measure ensures consumers are able take action to prevent or minimize damage to their credit.”

This action comes in response to the massive data breach suffered by Equifax from May to July of last year. As many as 143 million Americans nationwide and 5.4 million Illinois residents may have been impacted by the breach of sensitive consumer information.

The legislation takes effect immediately.

Senator Bill Cunningham

 Cunningham2014

18th Legislative District

Years served: 2013 - Present

Committee assignments: Agriculture; Appropriations II; Gaming; Higher Education (Vice Chairperson); Labor; Telecommunications and Information Technology (Chairperson); Transportation.

Biography: Served in the House from 2011-13; full-time state legislator and lifelong resident of the southwest Chicago area; born July 21, 1967; graduate of Saint Barnabas Grammar School (1981), Mount Carmel High School (1985) and the University of Illinois Chicago (1990); former advisor to Cook CountySheriff Mike Sheahan and former chief of staff to Cook County Sheriff Tom Dart; youth soccer coach; parent representative on the Sutherland Local School Council; lives in Beverly with wife, Juliana, and two daughters, Madeline and Olivia.