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HB 4095

  • 05172018CM0341RPLAINFIELD - Credit reporting agencies will no longer be able to charge Illinois residents who want to freeze their report reports due to system hacking or stolen information, thanks to a measure supported by State Senator Jennifer Bertino-Tarrant (D-Shorewood).

    House Bill 4095, which will allow consumers to protect themselves in a cost-effective and timely manner, was signed into law on Friday.

    “As a society, we rely on online systems to do everyday tasks. At times citizens are at the mercy of these credit reporting agencies,” Bertino-Tarrant said. “Dealing with the aftermath of massive security breaches is time-consuming and devastating. Will County residents who were unwitting victims of the 2017 Equifax security breach dealt with frustrating and often expensive processes to secure their information. This is simply unacceptable.”

    The Equifax security breach that happened in September of 2017 compromised information such as names, Social Security numbers, birth dates, addresses and driver's license numbers. This breach is very concerning as such sensitive information can be used for identity theft.

  • 04262018CM0104RVILLA PARK – On Sept. 7, 2017, Equifax announced that a security breach compromised the personal information of 143 million U.S. residents, including more than 5.4 million Illinois residents.

    There will now be protections against the consequences of such breaches thanks to a measure championed by State Senator Tom Cullerton (D-Villa Park), which will allow consumers to protect themselves in a cost-effective and timely manner.

    “This new law will ensure people are not penalized for making responsible financial decisions,” Cullerton said. “Every day Illinois residents use online services that require them to share personal information. This makes all of us susceptible to security breaches similar to the 2017 Equifax breach. When misfortune strikes, it’s vital that the State of Illinois ensure DuPage County residents have the tools available to protect themselves.”